Please read this before relying on anything published on this website.
acefinservices.com is published by Ace Financial Services, a sole proprietorship of Kaustubh Valimbe, an AMFI-registered Mutual Fund Distributor (ARN-110832).
Everything on this website — the guides, calculators, fund comparisons, portfolio tools and market information — is provided for general information and investor education only. It is not a recommendation, solicitation, or offer to buy or sell any security or scheme.
Ace Financial Services is registered with AMFI as a Mutual Fund Distributor. We are not a SEBI-Registered Investment Adviser (RIA), a portfolio manager, a stock broker, or a research analyst.
Any guidance we provide on scheme selection is incidental to our distribution activity and is not charged for separately, in line with Regulation 4(d) of the SEBI (Investment Advisers) Regulations, 2013.
Nothing on this website should be construed as personalised investment advice. Your circumstances, goals, risk tolerance and tax position are specific to you. Please consult a qualified professional before acting.
Mutual Fund investments are subject to market risks. Please read all scheme related documents carefully before investing.
The value of investments can go down as well as up, and you may get back less than you invested. Returns are not guaranteed or assured by anyone, including us, the Asset Management Company, or any regulator.
Past performance is not indicative of future returns. A scheme that has performed well historically may not do so in future.
The calculators on this site — SIP, step-up SIP, SWP, lumpsum, goal planning, ELSS, inflation-adjusted returns, retirement readiness and the combined lifecycle simulator — produce illustrative estimates based entirely on the figures and assumed rates of return that you enter.
They are mathematical projections, not forecasts. They assume a constant rate of return, which real markets do not deliver. Actual outcomes will differ, often significantly, and may be affected by market movements, expense ratios, exit loads, taxation, and the timing of your investments.
Use them to understand how compounding, time and contribution levels interact — not as a promise of any particular outcome.
Scheme data, NAVs, returns and rankings shown on this website are sourced from publicly available data services and from Asset Management Company disclosures. Portfolio holdings shown in our Stock Intelligence and Portfolio X-Ray tools are derived from monthly portfolio disclosures published by fund houses.
This information is periodic and may be out of date by the time you view it. Fund portfolios change continuously; monthly disclosures reflect a single point in time. NAVs and returns may be delayed or, occasionally, incorrect at source.
We take reasonable care in compiling this information but do not warrant its accuracy, completeness or timeliness. Always verify against the official scheme documents and the AMC’s own disclosures before making any decision.
The Portfolio X-Ray tool reads a Consolidated Account Statement in your browser and attempts to identify the schemes it contains. Statement formats vary between registrars and change over time, so the tool may occasionally misread or omit holdings.
Any analysis it produces is indicative and should be checked against your own statements before you rely on it.
Any tax information on this website reflects our general understanding of Indian tax law as it applies to mutual fund investments, and may not reflect the most recent amendments.
Tax treatment depends on your individual circumstances and may change. Please consult a Chartered Accountant or qualified tax adviser before acting on anything tax-related that you read here.
This website may link to external websites, including those of Asset Management Companies, AMFI, SEBI and data providers. We do not control those sites and are not responsible for their content, accuracy, or privacy practices. A link does not imply endorsement.
To the maximum extent permitted by law, Ace Financial Services and Kaustubh Valimbe accept no liability for any loss or damage — direct, indirect, incidental or consequential — arising from the use of, or reliance on, any information, calculator, tool or output on this website.
You use this website and its tools at your own discretion and risk.
Some features of this site depend on external data services. We do not guarantee that the website or any tool will be available without interruption or free from error.
This disclaimer is governed by the laws of India. Any dispute arising in connection with this website shall be subject to the exclusive jurisdiction of the courts at Pune, Maharashtra.
If anything on this website is unclear, please ask before acting on it. Write to support@acefinservices.com or message us on WhatsApp. We would much rather answer a question than have you rely on a misunderstanding.