Mutual Fund Calculators — SIP SWP Lumpsum ELSS Goal Planner

SIP Calculator

Calculate the future value of your Systematic Investment Plan with optional annual step-up. Watch small monthly amounts compound into significant wealth.

Monthly SIP Amount (₹)₹5,000

₹500₹2L

Expected Annual Return (%)12%

1%30%

Investment Period (Years)10 Yrs

1 Yr40 Yrs

Annual Step-up (%)0%

0%25%

Total Corpus at Maturity

₹0

Total Invested

₹0

Wealth Gain

₹0

Absolute Returns

0%

XIRR (Approx)

0%

Invested

₹0

Gain

₹0

Year	Invested	Corpus	Gain

SWP Calculator

Systematic Withdrawal Plan — calculate monthly withdrawal from your corpus while it continues to grow. Ideal for retirement income planning.

Initial Investment (₹)₹10,00,000

₹1L₹5Cr

Monthly Withdrawal (₹)₹8,000

₹1K₹5L

Expected Annual Return (%)10%

1%20%

Withdrawal Period (Years)15 Yrs

1 Yr35 Yrs

Remaining Corpus at End

₹0

Total Withdrawn

₹0

Corpus Sustainable?

—

Max Safe Monthly Withdrawal

₹0

Corpus Exhausts In

—

Year	Opening Balance	Withdrawn	Closing Balance

Lumpsum Calculator

Calculate returns on a one-time lumpsum investment. Compare growth across conservative, moderate, and aggressive return scenarios.

Investment Amount (₹)₹1,00,000

₹1K₹1Cr

Expected Annual Return (%)14%

1%30%

Investment Period (Years)10 Yrs

1 Yr40 Yrs

Maturity Value

₹0

Capital Invested

₹0

Total Gain

₹0

Absolute Returns

0%

Conservative (8%)

₹0

Your Rate

₹0

Aggressive (18%)

₹0

Year	Value	Gain	CAGR %

Goal-based Planner

Set your target amount — retirement, education, home, wedding — and find out exactly how much SIP or lumpsum you need to invest today.

Target Amount (₹)₹50,00,000

₹1L₹10Cr

Time to Goal (Years)15 Yrs

1 Yr40 Yrs

Expected Annual Return (%)13%

1%25%

Existing Savings (₹)₹0

₹0₹50L

Required Monthly SIP

₹0

Required Lumpsum Today

₹0

Target Amount

₹0

Savings Gap

₹0

Existing Savings Future Value

₹0

Recommended Asset Allocation

ELSS Tax Saver

Section 80C tax deduction up to ₹1.5L annually. Shortest lock-in (3 years) among all 80C instruments with equity-level returns potential.

Annual ELSS Investment (₹)₹1,50,000

₹500₹1.5L (80C Limit)

Your Tax Slab (%)30%

0%30%

Expected Return (%)15%

8%25%

Investment Period (Years)5 Yrs

3 Yrs (min)20 Yrs

Maturity Value

₹0

Tax Saved (80C)

₹0

Total Invested

₹0

Net Cost (After Tax Benefit)

₹0

LTCG Tax (10% above ₹1L)

₹0

Net Gain (Post Tax)

₹0

💡 ELSS Advantage: Shortest lock-in (3 years) among all Section 80C instruments. Equity-level returns with tax savings make ELSS superior to PPF, NSC, or tax-saver FDs on post-tax return basis for investors in higher tax brackets.

Inflation Adjusted Returns

Calculate real returns after adjusting for inflation. Understand the true purchasing power of your investment — because nominal returns can be misleading.

Investment Amount (₹)₹1,00,000

₹1K₹1Cr

Nominal Annual Return (%)14%

1%30%

Inflation Rate (%)6%

2%15%

Investment Period (Years)10 Yrs

1 Yr40 Yrs

Nominal Value (Future)

₹0

Real Value (Today's Purchasing Power)

₹0

Nominal CAGR

0%

Real CAGR

0%

Inflation Erosion

₹0

Today's ₹1L will cost

₹0

Year	Nominal Value	Real Value	Erosion

MF Calculators